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.compare-body{grid-template-columns:1fr;text-align:left}}@media(max-width:640px){.bulk-compare-enhanced{padding-top:96px!important}.bulk-compare-enhanced::before{top:24px!important}.bulk-compare-enhanced .compare-body{padding:24px 20px}}.bulk-compare-enhanced .compare-body ul{gap:8px}.bulk-compare-enhanced .compare-body li{padding:9px 0 9px 30px!important;border-bottom:1px solid rgba(208,221,240,.72)!important;font-size:14px;line-height:1.55;letter-spacing:.01em}.bulk-compare-enhanced .compare-body li::before{top:10px!important;left:0!important;width:18px;height:18px;display:grid;place-items:center;border-radius:50%;font-size:11px!important;line-height:1;font-weight:900;opacity:.48;transform:scale(.92);box-shadow:none}.bulk-compare-enhanced .compare-bad .compare-body li::before{content:"×"!important;color:#6b7280!important;background:linear-gradient(180deg,#f1f3f6,#e4e8ee)}.bulk-compare-enhanced .compare-good .compare-body li::before{content:"✓"!important;color:#0b438a!important;background:linear-gradient(180deg,#edf5ff,#dcecff)}.bulk-compare-enhanced .compare-body li strong,.bulk-compare-enhanced .compare-body li b{color:var(--navy)}.bulk-compare-enhanced{padding-top:126px!important}.bulk-compare-enhanced::before{top:34px!important}@media(max-width:960px){.bulk-compare-enhanced{padding-top:112px!important}.bulk-compare-enhanced::before{top:30px!important}}@media(max-width:640px){.bulk-compare-enhanced{padding-top:104px!important}.bulk-compare-enhanced::before{top:26px!important}.bulk-compare-enhanced .compare-body li{padding-left:28px!important;font-size:13.5px}}.bulk-compare-enhanced .compare-bad .compare-body li{display:flex;align-items:center;gap:10px;padding:9px 0!important}.bulk-compare-enhanced .compare-bad .compare-body li::before{content:none!important;display:none!important}.compare-svg-icon{flex:0 0 24px;width:24px;height:24px;display:inline-flex;align-items:center;justify-content:center;opacity:.82;filter:drop-shadow(0 3px 6px rgba(15,23,42,.08))}.compare-svg-icon svg{width:100%;height:100%;display:block}.bulk-compare-enhanced .compare-bad .compare-body li span:last-child{display:block}@media(max-width:640px){.compare-svg-icon{flex-basis:22px;width:22px;height:22px}.bulk-compare-enhanced .compare-bad .compare-body li{gap:9px}}.bulk-compare-enhanced .compare-good .compare-body li{display:flex;align-items:center;gap:10px;padding:9px 0!important}.bulk-compare-enhanced .compare-good .compare-body li::before{content:none!important;display:none!important}.bulk-compare-enhanced .compare-good .compare-svg-icon{flex:0 0 26px;width:26px;height:26px;opacity:1;filter:drop-shadow(0 5px 10px rgba(7,43,99,.12))}.bulk-compare-enhanced .compare-good .compare-body li span:last-child{display:block;color:#1f3554}@media(max-width:640px){.bulk-compare-enhanced .compare-good .compare-svg-icon{flex-basis:24px;width:24px;height:24px}.bulk-compare-enhanced .compare-good .compare-body li{gap:9px}}.bulk-compare-enhanced .compare-body{grid-template-columns:1fr!important;gap:0!important;padding:24px 28px 20px!important}.bulk-compare-enhanced ul{gap:0!important}.bulk-compare-enhanced ul li{font-size:15px!important;font-weight:800!important;padding:11px 0 11px 32px!important;border-bottom:1px solid rgba(7,43,99,.08)!important;line-height:1.5!important;position:relative}.bulk-compare-enhanced ul li:last-child{border-bottom:none!important}.bulk-compare-enhanced .compare-svg-icon{display:none!important}.bulk-compare-enhanced .compare-bad ul li{color:#3d3d3d!important}.bulk-compare-enhanced .compare-bad ul li::before{content:"✕"!important;position:absolute!important;left:4px!important;top:50%!important;transform:translateY(-50%)!important;font-size:16px!important;color:#b4162a!important;font-weight:900!important}.bulk-compare-enhanced .compare-good ul li{font-size:15px!important;color:#0a2a5c!important}.bulk-compare-enhanced .compare-good ul li::before{content:"✓"!important;position:absolute!important;left:4px!important;top:50%!important;transform:translateY(-50%)!important;font-size:16px!important;color:var(--blue)!important;font-weight:900!important}.bulk-compare-enhanced .compare-result{margin:16px 20px 20px!important;padding:13px 18px!important;font-size:14px!important;border-radius:8px!important}@media(max-width:640px){.bulk-compare-enhanced .compare-body{padding:18px 20px 16px!important}.bulk-compare-enhanced ul li{font-size:14px!important;padding:10px 0 10px 28px!important}}.bulk-compare-enhanced .compare-svg-icon{display:inline-flex!important;flex-shrink:0;width:36px!important;height:36px!important;margin-right:10px;vertical-align:middle}.bulk-compare-enhanced .compare-svg-icon svg{width:36px!important;height:36px!important}.bulk-compare-enhanced .compare-body{grid-template-columns:1fr!important;padding:20px 24px 16px!important;gap:0!important}.bulk-compare-enhanced ul{gap:0!important}.bulk-compare-enhanced ul li{display:flex!important;align-items:center!important;padding:10px 0!important;padding-left:0!important;font-size:15px!important;font-weight:800!important;line-height:1.5!important;border-bottom:1px solid rgba(7,43,99,.08)!important;color:#1e2d45!important}.bulk-compare-enhanced ul li:last-child{border-bottom:none!important}.bulk-compare-enhanced ul li::before{display:none!important}.bulk-compare-enhanced .compare-bad ul li{color:#4a5568!important}.bulk-compare-enhanced .compare-good ul li{color:#072b63!important;font-size:15px!important}.bulk-compare-enhanced .compare-good{border:2px solid var(--blue)!important;box-shadow:0 0 0 4px rgba(14,97,185,.10),0 18px 40px rgba(7,43,99,.16)!important;transform:none!important;position:relative;overflow:hidden}.bulk-compare-enhanced .compare-good::after{content:"↑";position:absolute;right:-10px;bottom:-28px;font-size:160px;font-weight:900;line-height:1;color:rgba(14,97,185,.06);pointer-events:none;user-select:none;z-index:0}.bulk-compare-enhanced .compare-good .compare-label,.bulk-compare-enhanced .compare-good .compare-body,.bulk-compare-enhanced .compare-good .compare-result{position:relative;z-index:1}.bulk-compare-enhanced .compare-good .compare-label::before{content:"";display:none}.bulk-compare-enhanced .compare-result.good{background:linear-gradient(135deg,var(--navy),#1155a8)!important;color:#fff!important;font-size:14px!important;font-weight:900!important;padding:13px 18px!important;border-radius:8px!important;border:none!important;box-shadow:0 8px 20px rgba(7,43,99,.22)!important;letter-spacing:.02em}.bulk-compare-enhanced .compare-result.bad{background:rgba(180,22,42,.07)!important;border:1px solid rgba(180,22,42,.18)!important;color:#8b1a28!important;font-size:13px!important;font-weight:800!important;padding:11px 16px!important;border-radius:8px!important}@media(max-width:960px){.bulk-compare-enhanced .compare-good{transform:none!important}}@media(max-width:640px){.bulk-compare-enhanced ul li{font-size:14px!important}.bulk-compare-enhanced .compare-svg-icon,.bulk-compare-enhanced .compare-svg-icon svg{width:30px!important;height:30px!important}}.bulk-compare-enhanced.bulk-compare-panel{padding-left:32px!important;padding-right:32px!important;padding-bottom:32px!important}.bulk-compare-enhanced .compare-label{margin-top:20px!important;margin-left:16px!important;margin-right:16px!important}.bulk-compare-enhanced .compare-body{padding-top:18px!important}.rep-profile{display:flex!important;gap:0!important;align-items:flex-start!important;background:none!important;border-left:none!important;border-radius:0!important;box-shadow:none!important;padding:0!important;margin:28px 0 0!important}.rep-profile-inner{display:flex!important;border-left:3px solid var(--gold)!important;padding-left:16px!important;padding-top:28px!important;align-items:flex-start!important;gap:28px!important;width:100%!important}.rep-photo-wrap{display:flex!important;flex-shrink:0!important;padding-top:4px!important}.rep-photo{flex-shrink:0;width:120px;height:120px;border-radius:50%;object-fit:cover;border:2px solid #cfe1f6}.rep-body{display:block!important;grid-template-columns:unset!important;flex:1!important;min-width:0!important;border-top:none!important;padding:0!important}.rep-name-block{margin-bottom:14px!important}.rep-title{font-size:13px!important;color:var(--muted)!important;margin:0 0 6px!important;font-weight:600!important}.rep-name{font-size:20px!important;font-weight:700!important;color:var(--deep)!important;margin:0!important;line-height:1.4!important;white-space:nowrap!important}.rep-bio{font-size:15px!important;line-height:1.9!important;color:#3a4a5e!important;margin:0!important}@media(max-width:640px){.rep-profile{flex-direction:column!important;align-items:flex-start!important}.rep-profile-inner{flex-direction:column!important;gap:16px!important}}.voice-card{border-left:3px solid var(--gold);padding:28px 24px;border-bottom:none;margin-bottom:24px;background:#fff;border-radius:0 8px 8px 0;box-shadow:0 2px 12px rgba(7,43,99,.05)}.voice-card:last-child{margin-bottom:0}.voice-date{font-size:12px;font-weight:700;color:var(--gold);letter-spacing:.08em;display:block;margin-bottom:8px}.voice-title{font-size:18px;font-weight:700;color:var(--deep);margin:0 0 16px;line-height:1.5}.voice-body p{font-size:15px;line-height:1.9;color:#3a4a5e;margin:0 0 12px}.voice-tag-wrap{display:flex;gap:8px;flex-wrap:wrap;margin-top:16px}.voice-tag{font-size:11px;font-weight:700;color:var(--blue);background:rgba(0,72,157,.07);border-radius:999px;padding:3px 10px}.voice-list{display:flex;flex-direction:column}.voice-meta{display:flex;align-items:center;gap:10px;flex-wrap:wrap;margin-bottom:10px}.editor-comment{border-left:3px solid var(--gold);padding:24px 24px 24px 28px;background:#fff;border-radius:0 12px 12px 0;box-shadow:0 4px 16px rgba(7,43,99,.06)}.editor-comment-header{display:flex;align-items:flex-start;gap:12px;flex-wrap:wrap;margin-bottom:14px}.editor-comment-title{font-size:16px;font-weight:700;color:var(--deep);margin:0;line-height:1.5}.editor-comment-body{font-size:14px;line-height:1.9;color:#3a4a5e;margin:0 0 16px}.editor-comment-link{font-size:13px;font-weight:700;color:var(--blue);text-decoration:none}.editor-comment-link:hover{text-decoration:underline}.page-hero-voice{background:linear-gradient(135deg,rgba(10,36,84,.82) 0%,rgba(22,58,122,.70) 50%,rgba(10,36,84,.75) 100%),url("assets/common/financial_news.webp") center/cover no-repeat}.page-hero-voice::before{border-color:rgba(240,194,74,.2)}.review-terms{background:#f5f9ff;border-left:3px solid var(--blue);border-radius:0 12px 12px 0;padding:24px 28px;margin-bottom:40px}.review-terms-title{font-size:15px;font-weight:700;color:var(--deep);margin:0 0 14px}.review-terms-list{padding-left:1.4rem;margin:0}.review-terms-list li{font-size:13px;color:#3a4a5e;line-height:1.9;margin-bottom:8px}.review-form-wrap{background:#fff;border:1px solid var(--line);border-radius:16px;padding:36px 32px;box-shadow:0 8px 24px rgba(7,43,99,.06)}.review-form-title{font-size:18px;font-weight:700;color:var(--deep);margin:0 0 28px;padding-bottom:14px;border-bottom:2px solid var(--line)}.review-form-section{margin-bottom:32px}.review-form-section-title{font-size:14px;font-weight:700;color:var(--blue);margin:0 0 18px;padding:6px 12px;background:rgba(0,72,157,.06);border-radius:6px}.review-field{margin-bottom:20px}.review-label{display:block;font-size:13px;font-weight:700;color:var(--deep);margin-bottom:8px}.review-required{font-size:11px;font-weight:700;color:#e03;background:#fff0f0;padding:2px 6px;border-radius:4px;margin-left:6px}.review-input{width:100%;padding:10px 14px;border:1.5px solid #d0daea;border-radius:8px;font-size:14px;color:var(--deep);background:#fff;box-sizing:border-box;transition:border-color .2s}.review-input:focus{border-color:var(--blue);outline:none}.review-textarea{width:100%;padding:10px 14px;border:1.5px solid #d0daea;border-radius:8px;font-size:14px;color:var(--deep);background:#fff;box-sizing:border-box;resize:vertical;transition:border-color .2s;font-family:inherit}.review-textarea:focus{border-color:var(--blue);outline:none}.review-stars{display:flex;gap:6px;margin-bottom:6px}.review-stars button{font-size:28px;color:#ccc;background:none;border:none;cursor:pointer;padding:0;transition:color .15s;line-height:1}.review-stars-total button{font-size:34px}.review-star-label{font-size:13px;color:var(--muted);margin:4px 0 0}.review-agree{margin:28px 0 24px;padding:16px 20px;background:#f9fbff;border-radius:10px;border:1px solid var(--line)}.review-agree-label{display:flex;align-items:flex-start;gap:10px;font-size:13px;color:#3a4a5e;cursor:pointer}.review-agree-label input{margin-top:2px;flex-shrink:0}.review-submit{width:100%;padding:16px;background:linear-gradient(135deg,var(--navy),var(--blue));color:#fff;font-size:16px;font-weight:700;border:none;border-radius:12px;cursor:pointer;letter-spacing:.05em;box-shadow:0 6px 20px rgba(0,72,157,.25);transition:opacity .2s}.review-submit:hover{opacity:.88}.review-success{background:#f0faf5;border:1.5px solid #4caf50;border-radius:12px;padding:24px;text-align:center;font-size:15px;font-weight:700;color:#2e7d32}@media(max-width:640px){.review-form-wrap{padding:24px 18px}}#exit-popup-overlay{display:none;position:fixed;inset:0;background:rgba(7,30,70,.65);z-index:9999;align-items:center;justify-content:center;padding:20px;backdrop-filter:blur(4px)}#exit-popup-overlay.is-open{display:flex}#exit-popup{position:relative;background:linear-gradient(145deg,#0a2454 0%,#163a7a 100%);border:1px solid rgba(240,194,74,.35);border-radius:20px;padding:40px 36px 32px;max-width:460px;width:100%;text-align:center;box-shadow:0 24px 64px rgba(7,30,70,.5),inset 0 1px 0 rgba(240,194,74,.2);animation:popupIn .3s ease;overflow:hidden}#exit-popup::before{content:"";position:absolute;right:-40px;top:-40px;width:180px;height:180px;border:24px solid rgba(240,194,74,.1);border-radius:50%;pointer-events:none}#exit-popup::after{content:"";position:absolute;left:-20px;bottom:-30px;width:120px;height:120px;border:16px solid rgba(240,194,74,.07);border-radius:50%;pointer-events:none}@keyframes popupIn{from{opacity:0;transform:translateY(-20px) scale(.96)}to{opacity:1;transform:translateY(0) scale(1)}}#exit-popup-close{position:absolute;top:14px;right:16px;background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.2);border-radius:50%;width:28px;height:28px;font-size:14px;color:rgba(255,255,255,.7);cursor:pointer;padding:0;line-height:28px;transition:background .2s;z-index:1}#exit-popup-close:hover{background:rgba(255,255,255,.2);color:#fff}.exit-popup-sub{font-size:11px;font-weight:700;color:var(--gold);letter-spacing:.14em;margin:0 0 12px;position:relative;z-index:1}.exit-popup-title{font-size:20px;font-weight:700;color:#fff;line-height:1.6;margin:0 0 16px;position:relative;z-index:1}.exit-popup-title span{color:#f0c84a}.exit-popup-desc{font-size:13px;color:rgba(255,255,255,.7);line-height:1.8;margin:0 0 24px;position:relative;z-index:1}.exit-popup-btn{display:block;background:linear-gradient(135deg,#f0c24a,#ffd874);color:#3a2c05;font-size:16px;font-weight:700;padding:16px 24px;border-radius:12px;text-decoration:none;letter-spacing:.04em;box-shadow:0 6px 20px rgba(240,194,74,.4);transition:opacity .2s;position:relative;z-index:1}.exit-popup-btn:hover{opacity:.88}.exit-popup-note{font-size:11px;color:rgba(255,255,255,.45);margin:12px 0 0;position:relative;z-index:1}@media(max-width:480px){#exit-popup{padding:32px 20px 24px}.exit-popup-title{font-size:17px}}/* ===== コラム積み木カード（CSS製サムネ・画像なし／カテゴリ別カラー） ===== */
.bk-card{background:#fff;border:1px solid #e4e9f0;border-radius:18px;overflow:hidden;box-shadow:0 14px 34px rgba(20,40,80,.10);transition:transform .26s ease,box-shadow .26s ease,border-color .26s ease}
.bk-card a{display:block;height:100%;color:inherit;text-decoration:none}
.bk-card:hover{transform:translateY(-7px);box-shadow:0 24px 52px rgba(7,43,99,.16);border-color:#b8d2ee}
.bk-thumb{position:relative;height:188px;display:flex;flex-direction:column;align-items:center;justify-content:center;gap:14px;overflow:hidden;border-bottom:1px solid #e2edf8}
.bk-thumb::before{content:"";position:absolute;inset:0;opacity:.5;pointer-events:none;background-image:linear-gradient(45deg,rgba(255,255,255,.4) 1px,transparent 1px),linear-gradient(-45deg,rgba(255,255,255,.4) 1px,transparent 1px);background-size:30px 30px}
.bk-thumb::after{content:"";position:absolute;right:-46px;top:-46px;width:150px;height:150px;border-radius:50%;border:18px solid rgba(255,255,255,.16);pointer-events:none}
.bk-cat{position:relative;z-index:2;font-size:11px;font-weight:900;letter-spacing:.12em;padding:5px 13px;border-radius:999px;background:rgba(255,255,255,.92);box-shadow:0 4px 10px rgba(0,0,0,.08)}
.bk-blocks{position:relative;z-index:2;display:flex;gap:9px}
.bk-b{width:54px;height:54px;border-radius:12px;display:grid;place-items:center;font-size:27px;font-weight:900;line-height:1}
.bk-b span{line-height:1}
.bk-b:nth-child(2){transform:translateY(-6px)}
.bk-b:nth-child(4){transform:translateY(-4px)}
.bk-b:nth-child(6){transform:translateY(-7px)}
.bk-body{padding:18px 18px 20px}
.bk-title{color:#0f1f3a;font-size:17px;font-weight:900;line-height:1.5;margin:0 0 14px;min-height:76px}
.bk-foot{display:flex;align-items:center;gap:8px;border-top:1px solid #eef1f6;padding-top:12px}
.bk-lm{width:22px;height:22px;border-radius:6px;display:grid;place-items:center;font-size:12px;font-weight:900;flex:0 0 auto;color:#fff;background:linear-gradient(155deg,#0e3f87,#072b63)}
.bk-lt{font-size:11px;font-weight:800;color:#64748b}
.bk-ar{margin-left:auto;font-weight:900;font-size:13px;color:var(--blue)}
@media(max-width:980px){.bk-title{min-height:0}}
@media(max-width:380px){.bk-b{width:48px;height:48px;font-size:23px}}
/* --- カテゴリ別カラー --- */
.bk-base .bk-thumb{background:radial-gradient(circle at 80% 85%,rgba(240,194,74,.18),transparent 46%),linear-gradient(155deg,#0e3f87,#06214f)}
.bk-base .bk-cat{color:#0e61b9}
.bk-base .bk-b{background:linear-gradient(155deg,#16519f,#0a2d63);color:#ffe08a;box-shadow:0 6px 0 #04193d,0 12px 16px rgba(4,25,61,.4),inset 0 2px 0 rgba(255,255,255,.18)}
.bk-money .bk-thumb{background:radial-gradient(circle at 20% 18%,rgba(255,255,255,.55),transparent 40%),linear-gradient(155deg,#f3e6c6,#e3cb95)}
.bk-money .bk-thumb::after{border-color:rgba(154,120,40,.16)}
.bk-money .bk-cat{color:#9a7a28}
.bk-money .bk-b{background:linear-gradient(155deg,#fff,#f1e6cd);color:#8a6a1e;box-shadow:0 6px 0 #c9ad6e,0 12px 16px rgba(154,120,40,.3),inset 0 2px 0 rgba(255,255,255,.9)}
.bk-money .bk-title{color:#3a2f12}
.bk-shinsa .bk-thumb{background:radial-gradient(circle at 82% 84%,rgba(255,255,255,.32),transparent 44%),linear-gradient(155deg,#0f8f86,#0a6f70)}
.bk-shinsa .bk-cat{color:#0a7d72}
.bk-shinsa .bk-b{background:linear-gradient(155deg,#16a89b,#0c7d76);color:#fff;box-shadow:0 6px 0 #064f4c,0 12px 16px rgba(8,70,66,.4),inset 0 2px 0 rgba(255,255,255,.28)}
.bk-doc .bk-thumb{background:radial-gradient(circle at 80% 84%,rgba(240,194,74,.18),transparent 46%),linear-gradient(155deg,#4b2a7a,#2e1956)}
.bk-doc .bk-cat{color:#6a40a8}
.bk-doc .bk-b{background:linear-gradient(155deg,#6a3fb0,#3d2275);color:#ffe08a;box-shadow:0 6px 0 #21123f,0 12px 16px rgba(33,18,63,.42),inset 0 2px 0 rgba(255,255,255,.2)}
.bk-speed .bk-thumb{background:radial-gradient(circle at 20% 16%,rgba(255,255,255,.66),transparent 42%),linear-gradient(155deg,#dcecff,#bfe0ff)}
.bk-speed .bk-thumb::after{border-color:rgba(14,97,185,.12)}
.bk-speed .bk-cat{color:#0e61b9}
.bk-speed .bk-b{background:linear-gradient(155deg,#fff,#e4f0ff);color:#0e3f87;box-shadow:0 6px 0 #9cc0ee,0 12px 16px rgba(14,97,185,.22),inset 0 2px 0 rgba(255,255,255,.95)}
.bk-caution .bk-thumb{background:radial-gradient(circle at 80% 85%,rgba(255,255,255,.26),transparent 46%),linear-gradient(155deg,#9e2533,#6f121d)}
.bk-caution .bk-cat{color:#b4162a}
.bk-caution .bk-b{background:linear-gradient(155deg,#c0303f,#86131f);color:#ffe08a;box-shadow:0 6px 0 #4f0a12,0 12px 16px rgba(79,10,18,.4),inset 0 2px 0 rgba(255,255,255,.2)}

/* ===== 用語集（ファクタリング用語辞典）===== */
.yg-intro{font-size:15px;line-height:1.9;color:var(--text);margin:0 0 28px}
.yg-nav{position:sticky;top:64px;z-index:5;background:rgba(255,255,255,.96);backdrop-filter:blur(6px);border:1px solid var(--line);border-radius:14px;padding:14px 16px;margin:0 0 32px;box-shadow:0 6px 18px rgba(7,43,99,.06)}
.yg-nav-title{font-size:12px;font-weight:800;color:var(--navy);letter-spacing:.04em;margin:0 0 10px}
.yg-nav-list{display:flex;flex-wrap:wrap;gap:8px;margin:0;padding:0;list-style:none}
.yg-nav-list a{display:inline-block;padding:6px 13px;font-size:13px;font-weight:700;color:var(--blue);background:var(--light);border:1px solid #d6e6fb;border-radius:999px;text-decoration:none;transition:.18s}
.yg-nav-list a:hover{background:var(--blue);color:#fff;border-color:var(--blue)}
.yg-cat{margin:0 0 40px;scroll-margin-top:140px}
.yg-cat-head{display:flex;align-items:center;gap:12px;margin:0 0 18px;padding:0 0 10px;border-bottom:2px solid var(--navy)}
.yg-cat-head h2{margin:0;font-size:21px;color:var(--navy);font-weight:800}
.yg-cat-head .yg-cat-num{flex:0 0 auto;width:30px;height:30px;display:grid;place-items:center;background:var(--navy);color:var(--gold2);font-size:13px;font-weight:800;border-radius:8px}
.yg-term{padding:20px 22px;margin:0 0 16px;background:#fff;border:1px solid var(--line);border-left:4px solid var(--gold);border-radius:12px;box-shadow:0 4px 14px rgba(7,43,99,.05);scroll-margin-top:140px}
.yg-term-name{display:flex;align-items:baseline;flex-wrap:wrap;gap:8px;margin:0 0 10px}
.yg-term-name strong{font-size:17px;color:var(--navy);font-weight:800}
.yg-term-name .yg-yomi{font-size:12px;color:var(--muted);font-weight:600}
.yg-term-name .yg-en{font-size:11px;color:var(--blue);background:var(--light);padding:2px 8px;border-radius:6px;font-weight:700}
.yg-term-def{margin:0;font-size:14.5px;line-height:1.85;color:var(--text)}
.yg-term-def a{color:var(--blue);font-weight:700;text-underline-offset:3px}
.yg-term-more{display:inline-block;margin:10px 0 0;font-size:13px;font-weight:700;color:var(--blue);text-decoration:none}
.yg-term-more:hover{text-decoration:underline}
.yg-term.is-key{border-left-color:var(--blue);background:linear-gradient(180deg,#fafdff,#fff)}
.yg-backtop{display:inline-block;margin:6px 0 0;font-size:12px;color:var(--muted);text-decoration:none}
.yg-backtop:hover{color:var(--blue)}
@media(max-width:640px){.yg-nav{top:56px}.yg-cat-head h2{font-size:18px}.yg-term-name strong{font-size:16px}}

/* 用語集：監修情報ブロック */
.yg-supervise{margin:22px 0 26px;padding:18px 20px;background:#f0f5fc;border:1px solid #d6e6fb;border-radius:12px}
.yg-supervise-title{margin:0 0 8px;font-size:13px;font-weight:800;color:var(--navy);letter-spacing:.03em}
.yg-supervise-body{margin:0;font-size:13px;line-height:1.8;color:var(--muted)}
.yg-supervise-meta{margin:10px 0 0;font-size:12px;color:var(--muted);text-align:right}

/* 用語集：更新日（H1直下）・関連用語 */
.yg-meta-top{margin:6px 0 14px;font-size:12.5px;color:rgba(255,255,255,.82);font-weight:600}
.yg-term-rel{margin:10px 0 0;font-size:12.5px;line-height:1.9;color:var(--muted)}
.yg-term-rel .yg-rel-label{display:inline-block;margin-right:8px;padding:1px 9px;font-size:11px;font-weight:800;color:var(--navy);background:var(--light);border-radius:6px}
.yg-term-rel a{color:var(--blue);font-weight:600;text-decoration:none;margin:0 2px}
.yg-term-rel a:hover{text-decoration:underline}

/* ===== 離脱ポップアップ：写真付きリニューアル ===== */
#exit-popup{padding:0!important;max-width:430px;overflow:hidden}
.exit-popup-photo{position:relative;width:100%;height:190px;overflow:hidden;border-radius:20px 20px 0 0}
.exit-popup-photo img{width:100%;height:100%;object-fit:cover;object-position:center 30%;display:block}
.exit-popup-photo::after{content:"";position:absolute;inset:0;background:linear-gradient(180deg,rgba(10,36,84,0) 40%,rgba(10,36,84,.85) 100%);pointer-events:none}
.exit-popup-badge{position:absolute;left:16px;top:14px;z-index:2;background:linear-gradient(135deg,#f0c24a,#ffd874);color:#3a2c05;font-size:12px;font-weight:900;letter-spacing:.04em;padding:6px 14px;border-radius:999px;box-shadow:0 6px 16px rgba(240,194,74,.45)}
.exit-popup-inner{position:relative;z-index:1;padding:22px 30px 30px}
#exit-popup .exit-popup-sub{font-size:11px;font-weight:800;color:var(--gold);letter-spacing:.14em;margin:0 0 10px}
#exit-popup .exit-popup-title{font-size:21px;font-weight:900;color:#fff;line-height:1.55;margin:0 0 14px}
#exit-popup .exit-popup-title span{color:#ffd874}
#exit-popup .exit-popup-desc{font-size:13px;color:rgba(255,255,255,.78);line-height:1.85;margin:0 0 22px}
#exit-popup .exit-popup-btn{display:flex;flex-direction:column;gap:3px;align-items:center;background:linear-gradient(135deg,#f0c24a,#ffd874);color:#3a2c05;font-size:17px;font-weight:900;padding:15px 24px;border-radius:12px;text-decoration:none;letter-spacing:.03em;box-shadow:0 10px 28px rgba(240,194,74,.5);transition:transform .2s,box-shadow .2s;position:relative;overflow:hidden}
#exit-popup .exit-popup-btn::before{content:"";position:absolute;top:0;left:-80%;width:45%;height:100%;background:linear-gradient(120deg,transparent,rgba(255,255,255,.6),transparent);transform:skewX(-22deg);transition:left .6s ease}
#exit-popup .exit-popup-btn:hover{transform:translateY(-2px);box-shadow:0 16px 38px rgba(240,194,74,.6)}
#exit-popup .exit-popup-btn:hover::before{left:130%}
.exit-popup-btn-sub{font-size:11px;font-weight:800;opacity:.82;letter-spacing:.02em}
#exit-popup .exit-popup-note{font-size:11px;color:rgba(255,255,255,.5);margin:12px 0 0;text-align:center}
#exit-popup-close{background:rgba(0,0,0,.35)!important;color:#fff!important;z-index:3}
@media(max-width:480px){#exit-popup{max-width:340px}.exit-popup-photo{height:150px}.exit-popup-inner{padding:18px 22px 24px}#exit-popup .exit-popup-title{font-size:18px}}

/* ===== 便利ツール共通 ===== */
.tool-narrow{max-width:760px;margin-inline:auto}
.tool-progress{position:sticky;top:90px;z-index:6;background:#fff;border:1px solid var(--line);border-radius:14px;padding:16px 20px;margin:0 0 28px;box-shadow:0 6px 18px rgba(7,43,99,.07)}
.tool-progress-bar{height:10px;background:#eef2f8;border-radius:999px;overflow:hidden}
.tool-progress-bar span{display:block;height:100%;width:0;background:linear-gradient(90deg,var(--blue),var(--navy));border-radius:999px;transition:width .35s ease}
.tool-progress-text{margin:10px 0 0;font-size:13px;color:var(--muted);font-weight:700}
.tool-progress-text strong{color:var(--navy);font-size:16px}
.tool-progress-done{color:#1a7a3a;font-weight:900;display:none}
.tool-check-group{margin:0 0 26px}
.tool-group-title{font-size:15px;font-weight:900;color:var(--navy);margin:0 0 12px;padding:8px 14px;background:var(--light);border-radius:8px;border-left:4px solid var(--gold)}
.tool-check-list{list-style:none;margin:0;padding:0}
.tool-check-item{margin:0 0 10px}
.tool-check-item label{display:flex;align-items:flex-start;gap:14px;cursor:pointer;background:#fff;border:1px solid var(--line);border-radius:12px;padding:16px 18px;transition:border-color .2s,background .2s,box-shadow .2s}
.tool-check-item label:hover{border-color:#b8d2ee;box-shadow:0 6px 16px rgba(7,43,99,.07)}
.tool-check-item input{position:absolute;opacity:0;width:0;height:0}
.tool-check-box{flex:0 0 auto;width:24px;height:24px;border:2px solid #c3d3e8;border-radius:6px;background:#fff;margin-top:1px;position:relative;transition:background .2s,border-color .2s}
.tool-check-box::after{content:"";position:absolute;left:7px;top:3px;width:6px;height:11px;border:solid #fff;border-width:0 3px 3px 0;transform:rotate(45deg) scale(0);transition:transform .2s}
.tool-check-item input:checked + .tool-check-box{background:linear-gradient(135deg,var(--blue),var(--navy));border-color:var(--navy)}
.tool-check-item input:checked + .tool-check-box::after{transform:rotate(45deg) scale(1)}
.tool-check-item input:focus-visible + .tool-check-box{outline:3px solid var(--blue);outline-offset:2px}
.tool-check-text{font-size:14.5px;color:var(--text);line-height:1.6}
.tool-check-text strong{display:block;color:var(--navy);font-size:15px;font-weight:900;margin-bottom:2px}
.tool-check-item.is-checked label{background:#f3f9f4;border-color:#bfe3c8}
.tool-check-item.is-checked .tool-check-text strong{color:#1a7a3a}
.tool-actions{display:flex;gap:12px;flex-wrap:wrap;margin:24px 0 18px}
.tool-btn-reset,.tool-btn-print{flex:1;min-width:160px;padding:14px 20px;border-radius:10px;font-weight:900;font-size:15px;cursor:pointer;border:0;transition:transform .2s,box-shadow .2s,opacity .2s}
.tool-btn-reset{background:#fff;border:1.5px solid var(--line);color:var(--muted)}
.tool-btn-reset:hover{border-color:#b8d2ee;color:var(--navy)}
.tool-btn-print{background:linear-gradient(135deg,var(--navy),var(--blue));color:#fff;box-shadow:0 10px 24px rgba(7,43,99,.22)}
.tool-btn-print:hover{transform:translateY(-2px);box-shadow:0 14px 30px rgba(7,43,99,.3)}
.tool-note{font-size:12.5px;color:var(--muted);line-height:1.8;background:#f8fafd;border:1px solid var(--line);border-radius:10px;padding:14px 16px;margin:0 0 8px}
.tool-faq-head{font-size:clamp(18px,2.2vw,22px);color:var(--navy);font-weight:900;margin:40px 0 16px;padding-bottom:8px;border-bottom:2px solid var(--line)}
.tool-related{font-size:13px;color:var(--muted);margin:24px 0 0}
.tool-related a{color:var(--blue);font-weight:700}
/* ツールカード（tools一覧・トップ誘導用） */
.tool-card-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:20px}
.tool-card{display:block;background:#fff;border:1px solid var(--line);border-radius:16px;padding:26px 24px;box-shadow:0 10px 28px rgba(7,43,99,.07);transition:transform .22s,box-shadow .22s,border-color .22s}
.tool-card:hover{transform:translateY(-5px);box-shadow:0 18px 38px rgba(7,43,99,.13);border-color:#b8d2ee}
.tool-card-icon{width:52px;height:52px;display:grid;place-items:center;border-radius:14px;background:var(--light);color:var(--blue);margin-bottom:14px}
.tool-card-icon svg{width:28px;height:28px}
.tool-card h3{color:var(--navy);font-size:18px;margin:0 0 8px;line-height:1.45}
.tool-card p{color:var(--muted);font-size:13.5px;line-height:1.75;margin:0 0 14px}
.tool-card strong{color:var(--blue);font-size:13px;font-weight:900}
.tool-badge-soon{display:inline-block;font-size:11px;font-weight:800;color:var(--muted);background:#eef2f8;border-radius:999px;padding:3px 10px;margin-left:6px}
@media(max-width:860px){.tool-card-grid{grid-template-columns:1fr}}
@media(max-width:640px){.tool-progress{top:74px}.tool-actions{flex-direction:column}}
/* 印刷時 */
@media print{
  .site-header,.nav-overlay,.page-hero,.col-cta-box,.tool-actions,.site-footer,#exit-popup-overlay,.tool-faq-head,.col-faq,.tool-related,.header-cta{display:none!important}
  body{padding:0}
  *{-webkit-print-color-adjust:exact!important;print-color-adjust:exact!important}
  .tool-progress{position:static;box-shadow:none;border:1px solid #ccc}
  .tool-check-item label{break-inside:avoid;border:1px solid #999!important;background:#fff!important}
  .tool-check-box{border:2px solid #333!important;background:#fff!important}
  /* 印刷でもチェックの✓を確実に出す */
  .tool-check-item input:checked + .tool-check-box{background:#0a2454!important;border-color:#0a2454!important}
  .tool-check-item input:checked + .tool-check-box::after{transform:rotate(45deg) scale(1)!important;border-color:#fff!important;border-width:0 3px 3px 0!important}
  .tool-check-item.is-checked label{background:#f3f9f4!important;border-color:#1a7a3a!important}
}

/* ツール：グループ補足説明 */
.tool-group-note{font-size:12.5px;color:var(--muted);line-height:1.75;margin:0 0 12px;padding:0 4px}

/* ===== 手数料シミュレーター ===== */
.sim-card{background:#fff;border:1px solid var(--line);border-radius:16px;padding:26px 24px;box-shadow:0 8px 24px rgba(7,43,99,.07);margin:0 0 22px}
.sim-field{margin:0 0 24px}
.sim-field:last-child{margin-bottom:0}
.sim-label{display:block;font-size:14px;font-weight:900;color:var(--navy);margin:0 0 12px}
.sim-input-wrap{display:flex;align-items:center;gap:10px;border:2px solid #d6e1ee;border-radius:12px;padding:4px 16px;transition:border-color .2s;background:#fcfdff}
.sim-input-wrap:focus-within{border-color:var(--blue)}
.sim-input-wrap input{flex:1;border:0;outline:0;font-size:26px;font-weight:800;color:var(--navy);padding:12px 0;background:transparent;text-align:right;letter-spacing:.02em}
.sim-input-wrap .sim-unit{font-size:16px;font-weight:800;color:var(--muted)}
.sim-quick{display:flex;flex-wrap:wrap;gap:8px;margin:12px 0 0}
.sim-quick button{flex:1;min-width:72px;padding:9px 6px;font-size:13px;font-weight:800;color:var(--blue);background:var(--light);border:1px solid #d6e6fb;border-radius:8px;cursor:pointer;transition:.18s}
.sim-quick button:hover{background:var(--blue);color:#fff;border-color:var(--blue)}
.sim-method{display:grid;grid-template-columns:1fr 1fr;gap:12px}
.sim-method-opt{cursor:pointer}
.sim-method-opt input{position:absolute;opacity:0;width:0;height:0}
.sim-method-box{display:block;text-align:center;border:2px solid #d6e1ee;border-radius:12px;padding:16px 12px;transition:.2s;background:#fcfdff;height:100%}
.sim-method-box strong{display:block;font-size:17px;color:var(--navy);margin-bottom:6px}
.sim-method-box small{font-size:11.5px;color:var(--muted);line-height:1.6}
.sim-method-opt input:checked + .sim-method-box{border-color:var(--blue);background:var(--light);box-shadow:0 6px 16px rgba(14,97,185,.16)}
.sim-method-opt input:focus-visible + .sim-method-box{outline:3px solid var(--blue);outline-offset:2px}
.sim-result{background:linear-gradient(145deg,#0a2454,#163a6b);border-radius:16px;padding:28px 24px;text-align:center;color:#fff;opacity:.6;transition:opacity .3s;box-shadow:0 12px 30px rgba(7,43,99,.2)}
.sim-result.is-active{opacity:1}
.sim-result-label{font-size:13px;font-weight:800;color:var(--gold2);letter-spacing:.06em;margin:0 0 10px}
.sim-result-main{font-size:clamp(26px,6vw,38px);font-weight:900;margin:0 0 4px;line-height:1.2}
.sim-result-main .sim-result-yen{font-size:18px;font-weight:800;margin-left:4px}
.sim-result-detail{display:flex;flex-direction:column;gap:8px;max-width:340px;margin:18px auto 0;padding:16px 0 0;border-top:1px solid rgba(255,255,255,.18)}
.sim-result-row{display:flex;justify-content:space-between;align-items:center;font-size:13px}
.sim-result-row span{color:rgba(255,255,255,.7)}
.sim-result-row strong{color:#fff;font-weight:800}
.sim-result-note{font-size:11.5px;color:rgba(255,255,255,.6);margin:16px 0 0;line-height:1.7}
.tool-section-head{font-size:clamp(18px,2.2vw,22px);color:var(--navy);font-weight:900;margin:40px 0 14px;padding-bottom:8px;border-bottom:2px solid var(--navy)}
.tool-lead{font-size:14.5px;line-height:1.9;color:var(--text);margin:0 0 16px}
.tool-lead a{color:var(--blue);font-weight:700}
@media(max-width:480px){.sim-input-wrap input{font-size:22px}.sim-quick button{min-width:0}}

/* ===== 資金繰り診断 ===== */
.quiz{background:#fff;border:1px solid var(--line);border-radius:16px;padding:28px 26px;box-shadow:0 8px 24px rgba(7,43,99,.07)}
.quiz-progress{height:8px;background:#eef2f8;border-radius:999px;overflow:hidden;margin-bottom:18px}
.quiz-progress span{display:block;height:100%;width:0;background:linear-gradient(90deg,var(--blue),var(--navy));border-radius:999px;transition:width .35s ease}
.quiz-step-label{font-size:12px;font-weight:800;color:var(--muted);margin:0 0 16px}
.quiz-step-label strong{color:var(--blue);font-size:15px}
.quiz-q{display:none}
.quiz-q.is-active{display:block;animation:quizFade .3s ease}
@keyframes quizFade{from{opacity:0;transform:translateY(6px)}to{opacity:1;transform:none}}
.quiz-question{font-size:18px;font-weight:900;color:var(--navy);margin:0 0 18px;line-height:1.5}
.quiz-options{display:flex;flex-direction:column;gap:12px}
.quiz-opt{text-align:left;background:#fcfdff;border:2px solid #d6e1ee;border-radius:12px;padding:16px 18px;font-size:15px;font-weight:700;color:var(--text);cursor:pointer;transition:.18s}
.quiz-opt:hover{border-color:var(--blue);background:var(--light);transform:translateX(3px)}
.quiz-back{margin:18px 0 0;background:none;border:0;color:var(--muted);font-size:13px;font-weight:700;cursor:pointer;padding:4px}
.quiz-back:hover{color:var(--blue)}
.quiz-result{background:#fff;border:1px solid var(--line);border-radius:16px;padding:30px 26px;box-shadow:0 8px 24px rgba(7,43,99,.07)}
.quiz-result-kicker{font-size:12px;font-weight:800;color:var(--gold);letter-spacing:.1em;margin:0 0 8px}
.quiz-result-title{font-size:21px;font-weight:900;color:var(--navy);margin:0 0 14px;line-height:1.5}
.quiz-result-lead{font-size:14.5px;line-height:1.9;color:var(--text);margin:0 0 22px}
.quiz-opt-card{border:1px solid var(--line);border-radius:12px;padding:18px 20px;margin:0 0 14px;position:relative;background:#fcfdff}
.quiz-opt-card.is-top{border:2px solid var(--blue);background:linear-gradient(180deg,#f5faff,#fff)}
.quiz-opt-rank{position:absolute;top:-11px;left:18px;background:linear-gradient(135deg,var(--blue),var(--navy));color:#fff;font-size:11px;font-weight:800;padding:4px 12px;border-radius:999px}
.quiz-opt-card h3{font-size:16px;color:var(--navy);margin:0 0 8px;font-weight:900}
.quiz-opt-card p{font-size:13.5px;line-height:1.8;color:var(--muted);margin:0}
.quiz-opt-cta{display:inline-block;margin:14px 0 0;background:linear-gradient(135deg,#f0c24a,#ffd874);color:#3a2c05;font-size:14px;font-weight:900;padding:11px 20px;border-radius:10px;text-decoration:none;box-shadow:0 8px 20px rgba(240,194,74,.4);transition:transform .2s}
.quiz-opt-cta:hover{transform:translateY(-2px)}
.quiz-neutral{font-size:12.5px;line-height:1.8;color:var(--muted);background:#f8fafd;border:1px solid var(--line);border-radius:10px;padding:14px 16px;margin:16px 0 0}
.quiz-retry{margin:20px 0 0;background:#fff;border:1.5px solid var(--line);color:var(--muted);font-size:14px;font-weight:800;padding:12px 24px;border-radius:10px;cursor:pointer;width:100%;transition:.2s}
.quiz-retry:hover{border-color:var(--blue);color:var(--navy)}

/* ===== 手数料シミュレーター：比較セクション ===== */
.cmp-block{margin:8px 0 0}
.cmp-control{background:#fff;border:1px solid var(--line);border-radius:14px;padding:22px 22px;margin:0 0 18px;box-shadow:0 6px 18px rgba(7,43,99,.06)}
.cmp-range-wrap{display:flex;align-items:center;gap:16px;margin:6px 0 0}
.cmp-range-wrap input[type=range]{flex:1;height:6px;-webkit-appearance:none;appearance:none;background:linear-gradient(90deg,var(--blue),var(--navy));border-radius:999px;outline:none}
.cmp-range-wrap input[type=range]::-webkit-slider-thumb{-webkit-appearance:none;appearance:none;width:26px;height:26px;border-radius:50%;background:#fff;border:3px solid var(--blue);box-shadow:0 3px 10px rgba(7,43,99,.3);cursor:pointer}
.cmp-range-wrap input[type=range]::-moz-range-thumb{width:26px;height:26px;border-radius:50%;background:#fff;border:3px solid var(--blue);box-shadow:0 3px 10px rgba(7,43,99,.3);cursor:pointer}
.cmp-range-val{flex:0 0 auto;font-size:14px;color:var(--muted);font-weight:700}
.cmp-range-val strong{font-size:24px;color:var(--navy);margin-right:2px}
.cmp-range-note{font-size:12px;color:var(--muted);line-height:1.75;margin:14px 0 0;padding:12px 14px;background:#f8fafd;border-radius:8px;border-left:3px solid var(--gold)}
.cmp-result{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;margin:0 0 18px}
.cmp-card{background:#fff;border:1px solid var(--line);border-radius:14px;padding:18px 14px;text-align:center}
.cmp-card.cmp-fact{border:2px solid var(--gold);background:linear-gradient(180deg,#fffdf6,#fff)}
.cmp-card-name{font-size:13px;font-weight:800;color:var(--navy);margin:0 0 10px;line-height:1.4}
.cmp-rate{display:inline-block;font-size:11px;font-weight:700;color:var(--muted);background:var(--light);padding:2px 7px;border-radius:6px;margin-left:4px}
.cmp-card-cost{font-size:clamp(15px,2.4vw,19px);font-weight:900;color:var(--navy);margin:0 0 6px;line-height:1.3}
.cmp-fact .cmp-card-cost{color:#b8860b}
.cmp-card-sub{font-size:11px;color:var(--muted);margin:0;line-height:1.5}
.cmp-message{font-size:14px;line-height:1.9;color:var(--text);background:var(--light);border:1px solid #d6e6fb;border-radius:12px;padding:16px 18px;margin:0 0 18px}
.cmp-message strong{color:#b4162a}
@media(max-width:560px){.cmp-result{grid-template-columns:1fr;gap:10px}.cmp-card{display:flex;align-items:center;justify-content:space-between;text-align:left;padding:14px 16px}.cmp-card-name,.cmp-card-cost,.cmp-card-sub{margin:0}.cmp-card-cost{font-size:17px}}
/* ===== ヘッダー：ハンバーガー化(960px)手前まで1行を保つための詰め ===== */
@media(min-width:961px) and (max-width:1180px){.header-inner{gap:16px}.nav{gap:13px;font-size:13px}.brand-with-logo{min-width:auto}.brand-with-logo strong{font-size:17px}.header-cta{padding:10px 16px}}
/* ===== 編集部ノート：目次（リッチ版） ===== */
.voice-toc{background:#fff;border:1px solid var(--line);border-radius:16px;margin:0 0 34px;overflow:hidden;box-shadow:0 10px 30px rgba(7,43,99,.06)}
.voice-toc-head{background:linear-gradient(135deg,var(--deep),var(--navy));padding:20px 24px;border-bottom:3px solid var(--gold);position:relative}
.voice-toc-head::after{content:"";position:absolute;right:20px;top:18px;width:44px;height:44px;border:1px solid rgba(240,194,74,.4);transform:rotate(45deg);border-radius:6px;opacity:.5}
.voice-toc-kicker{display:inline-block;color:var(--gold2);font-size:11px;font-weight:800;letter-spacing:.18em;margin:0 0 4px}
.voice-toc-title{color:#fff;font-weight:800;font-size:19px;margin:0}
.voice-toc-sub{color:rgba(255,255,255,.8);font-size:12.5px;margin:5px 0 0}
.voice-toc-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:12px;padding:20px 24px}
.voice-toc-card{display:flex;align-items:center;gap:13px;padding:13px 15px;border:1px solid var(--line);border-radius:11px;background:#fff;text-decoration:none;transition:transform .18s ease,border-color .18s ease,box-shadow .18s ease}
.voice-toc-card:hover{transform:translateY(-2px);border-color:var(--gold);box-shadow:0 8px 20px rgba(7,43,99,.1)}
.voice-toc-num{flex:none;width:30px;height:30px;display:flex;align-items:center;justify-content:center;border-radius:50%;background:var(--light);color:var(--navy);font-weight:800;font-size:12.5px;border:1px solid var(--line)}
.voice-toc-card:hover .voice-toc-num{background:var(--gold);color:var(--deep);border-color:var(--gold)}
.voice-toc-text{flex:1;color:var(--text);font-size:13.5px;font-weight:600;line-height:1.45}
.voice-toc-go{flex:none;color:var(--blue);font-size:12px;font-weight:700;white-space:nowrap}
@media(max-width:640px){.voice-toc-grid{grid-template-columns:1fr;gap:10px;padding:16px}.voice-toc-head{padding:16px 18px}.voice-toc-go{display:none}}
.voice-card{scroll-margin-top:90px}
/* ===== 上へ戻るボタン（全ページ共通で使える） ===== */
.to-top{position:fixed;right:18px;bottom:18px;z-index:60;display:inline-flex;align-items:center;gap:6px;
  padding:11px 15px;border:none;border-radius:999px;cursor:pointer;
  background:var(--navy);color:#fff;font-size:15px;font-weight:800;line-height:1;
  box-shadow:0 6px 18px rgba(7,43,99,.28);opacity:0;visibility:hidden;transform:translateY(8px);
  transition:opacity .25s ease,transform .25s ease,visibility .25s ease}
.to-top.show{opacity:1;visibility:visible;transform:translateY(0)}
.to-top:hover{background:var(--deep)}
.to-top-label{font-size:12px;font-weight:700}
@media(max-width:560px){.to-top{right:12px;bottom:12px;padding:10px 13px}.to-top-label{display:none}}
/* ===== コラム一覧：カテゴリフィルター ===== */
.col-catnav{display:flex;flex-wrap:wrap;gap:8px;margin:0 0 26px}
.col-cat-btn{padding:8px 17px;border:1px solid var(--line);border-radius:999px;background:#fff;color:var(--navy);font-size:13px;font-weight:700;cursor:pointer;transition:background .18s ease,color .18s ease,border-color .18s ease}
.col-cat-btn:hover{border-color:var(--gold)}
.col-cat-btn.is-active{background:linear-gradient(135deg,var(--deep),var(--navy));color:#fff;border-color:var(--navy);box-shadow:0 4px 12px rgba(7,43,99,.18)}
.bk-card.is-hidden{display:none}
/* ===== コラム記事内の目次 ===== */
.col-toc{background:var(--light);border:1px solid var(--line);border-left:4px solid var(--gold);border-radius:10px;padding:16px 20px;margin:0 0 28px}
.col-toc-title{font-weight:800;color:var(--navy);font-size:15px;margin:0 0 10px;display:flex;align-items:center;gap:8px}
.col-toc-title::before{content:"";display:inline-block;width:13px;height:13px;background:var(--gold);border-radius:3px;transform:rotate(45deg)}
.col-toc-list{margin:0;padding-left:1.3em;display:grid;gap:8px}
.col-toc-list li{color:var(--muted);font-size:13.5px;line-height:1.5}
.col-toc-list a{color:var(--blue);text-decoration:none;font-weight:600}
.col-toc-list a:hover{text-decoration:underline}
.col-article .article-body h2{scroll-margin-top:88px}
/* ===== コラム末尾：一覧へ戻るボタン ===== */
.col-listbtn-wrap{text-align:center;margin:36px 0 6px}
.col-listbtn{display:inline-flex;align-items:center;gap:8px}
/* ===== コラム一覧：絞り込み結果の件数表示 ===== */
.col-cat-count{font-size:13px;color:var(--muted);margin:-14px 0 18px;font-weight:700}
/* ===== コラム：トピッククラスター（関連テーマ） ===== */
.col-cluster{background:var(--light);border:1px solid var(--line);border-radius:12px;padding:18px 20px;margin:34px 0 0}
.col-cluster-title{font-weight:800;color:var(--navy);font-size:14px;margin:0 0 12px;letter-spacing:.04em}
.col-cluster-pillar{margin:0 0 12px}
.col-cluster-pillar a{display:inline-block;background:var(--navy);color:#fff;text-decoration:none;font-weight:700;font-size:13.5px;padding:9px 15px;border-radius:8px;transition:background .18s ease}
.col-cluster-pillar a:hover{background:var(--deep)}
.col-cluster-links{margin:0;padding:0;list-style:none;display:grid;grid-template-columns:repeat(2,1fr);gap:8px 16px}
.col-cluster-links li{font-size:13.5px;line-height:1.5;border-left:3px solid var(--gold);padding-left:10px}
.col-cluster-links a{color:var(--blue);text-decoration:none;font-weight:600}
.col-cluster-links a:hover{text-decoration:underline}
@media(max-width:640px){.col-cluster-links{grid-template-columns:1fr}}

/* ===== コラム/編集部ノート 切り替えタブ ===== */
.page-tabs{display:flex;gap:6px;max-width:760px;margin:22px auto 0;padding:5px;background:var(--light);border:1px solid var(--line);border-radius:12px}
.page-tab{flex:1;text-align:center;padding:12px 8px;border-radius:8px;font-size:15px;font-weight:600;color:var(--blue);text-decoration:none;line-height:1.3;transition:background .15s,color .15s}
.page-tab:hover{background:#dceafa}
.page-tab.is-active{background:var(--blue);color:#fff}
.page-tab.is-active:hover{background:var(--blue)}
.page-tab .page-tab-ico{font-weight:400;opacity:.9;margin-left:3px}
@media(max-width:480px){.page-tab{font-size:14px;padding:11px 6px}}

/* 一次情報コールアウト（取材で聞いた話）── 再利用部品 */
.col-firsthand{border:1px solid var(--line);border-left:5px solid var(--blue);background:#f5f9ff;border-radius:10px;padding:20px 22px;margin:30px 0}
.col-firsthand-kicker{display:inline-flex;align-items:center;gap:6px;font-size:11px;font-weight:900;letter-spacing:.06em;color:#fff;background:var(--blue);padding:4px 12px;border-radius:999px;margin:0 0 12px}
.col-firsthand p{margin:0 0 10px;line-height:1.9}
.col-firsthand p:last-of-type{margin-bottom:0}
.col-firsthand-more{display:inline-block;font-size:13px;font-weight:800;color:var(--blue);margin-top:4px}
.col-firsthand-src{font-size:12px;color:var(--muted);line-height:1.7;border-top:1px dashed var(--line);padding-top:10px;margin-top:14px}
.col-firsthand-src a{color:var(--blue);font-weight:700}


/* 実データ図解（col-datafig）── 再利用部品 */
.col-datafig{border:1px solid var(--line);border-radius:12px;background:#fff;padding:24px 26px;margin:30px 0;box-shadow:0 8px 24px rgba(10,36,84,.06)}
.col-datafig-kicker{display:inline-block;font-size:11px;font-weight:900;letter-spacing:.06em;color:#3a2c05;background:linear-gradient(135deg,var(--gold),#ffe08a);padding:4px 12px;border-radius:999px;margin:0 0 10px}
.col-datafig-title{font-size:clamp(17px,2.2vw,20px);font-weight:900;margin:0 0 4px;color:var(--navy)}
.col-datafig-sub{font-size:12.5px;color:var(--muted);margin:0 0 18px;line-height:1.7}
.col-datafig svg{width:100%;height:auto;display:block}
.col-datafig-tail{font-size:13px;line-height:1.9;color:var(--text);background:#f5f9ff;border-radius:8px;padding:12px 14px;margin:16px 0 0}
.col-datafig-src{font-size:11.5px;color:var(--muted);line-height:1.7;border-top:1px dashed var(--line);padding-top:10px;margin-top:14px}